Respect – Treat each individual (Mosaic team, investors, borrowers, and community) with the utmost respect. This is the essence of all that Mosaic stands for and the ideal that informs everything we do.

Principal Preservation – Protecting investor’s principal is our main priority. We aim to achieve this by investing only in viable and well-located real estate projects with the staying power to ride out economic downturns.

Meet Unmet Needs – Focus on markets and opportunities where there is an unmet financing need and a disconnect between perceived and real risk.

Produce a Predictable Inflation-Beating Return – Invest in opportunities where the cash flow is predictable rather than speculative, and be cognizant of the deleterious effects of inflation when designing investment strategies.

Alignment of Interest – Design fee and fund structures that best align the interests of the manager with those of investors in order to create a companywide commitment to serving investors.

Investor Empowerment Through Education and Transparency – Educate investors as to  the macroeconomic basis for all investment strategies and offer ongoing updates in the most transparent manner via quarterly letters and conference calls.

Pay Careful Attention to Global Macro and Financial Industry Regulation – Invest great energy to stay atop a volatile global economy and uncertain regulatory climate in order to establish research based investment strategies to best capitalize on these trends.

Speed and Certainty of Execution – Strive to maintain a reputation and brand for responsiveness and certainty of execution in meeting borrower needs, creating the potential to attract superior deal flow and higher yields.